BLOGS

A client of ours, a hardworking construction business owner in his early forties, recently faced a familiar challenge — cashflow pressure. Projects were slow to pay, materials were expensive, and wages were due. He was told by someone that he could “use” his superannuation funds to help his business. After all, it was his money, wasn’t it? Unfortunately, this belief — shared by many business owners — can lead to serious trouble. Two Different Worlds — Super and Business Super

We had recently helped a client establish her Self-Managed Super Fund (SMSF) — an exciting new chapter in her investment journey. Over time, she had accumulated strong equity in her two investment properties and maintained substantial savings in the offset accounts attached to those loans. The offset structure worked beautifully: every dollar in the offset reduced the daily interest charged on her investment loans without affecting the loan principal — a flexible and tax-effe

Everything begins with how we see — the people we work with, the challenges we face, and the world we create. The clearer our perception, the wiser our leadership becomes. We often talk about vision, goals, and results. Yet beneath them lies something quieter and more powerful: the ability to see with awareness. It’s the attentiveness to notice harmony and imbalance, the courage to look beyond the surface, and the empathy to understand what truly happens around us. Leaders wh